Despite the current volatility in the market and the low. The Annuity Gator’s End Take on the Eagle Life Select 10 Fixed Indexed Annuity Where it works the best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth as versus a regular fixed annuity; Safety of principal; Guaranteed lifetime income We also created an online annuity quiz that over 10,000 people have taken. So let’s get started! When going online to get annuity education and information, what you’ll find is that most of the websites are run by annuity agents. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the following features: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. At Annuity Gator, we are a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. Here, this annuity charges additional fund platform fees that can range from . (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). The Annuity Gator’s End Take on the MasterDex X Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as Simple Income rider is elected, and used shortly after purchase) For producing an income for life that cannot be outlived by a surviving spouse;In addition to the 6-year annuity, there is also an 8-year and a 10-year. These contributions are tax-deductible and they grow tax-deferred. At Annuity Gator, our mission is to educate consumers about how annuities work, and how they can provide you with the worry-free retirement you deserve. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. Learn More About Me. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirementThe Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. Fixed, variable, and indexed annuities all offer the opportunity to convert, or “annuitize”, and generate a stream of income for a set time period, or even for the remainder of your lifetime. So in this scenario, you would actually be guaranteed a rate of 4. The Annuity Gator’s End Take on the Northwestern Mutual Select Platinum Annuity Where it works best: There are several areas where this annuity could work well, such as for those who are seeking: Protection of principal – regardless of what occurs in the market A set interest rate for a guaranteed period of timeOur experts place a key focus on retirement income and related needs. As an example, if your participation rate is 80%, and the underlying index returns 5% for the period, then your annuity would be credited with 4% (5% x 80% = 4%). At year-end, United Heritage Life Insurance held nearly $627 million in assets and nearly $71 million in capital and surplus. Annuity Gator is a website that helps you compare and choose annuities from different providers. In this case, for instance, it provides greater downside protection in the case of a market downturn. He took the time to educate me on the alternatives available in the field of annuities. 5% will also come with an annual rider fee of 0. Nobody likes that. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best: For instance, if the participation rate is 80%, then your annuity will only be credited with 80% of the return on the index. | We simplify the way annuities are. The Annuity Gator’s End Take on the Jefferson National Monument Advisor Annuity Product Where this annuity works best:Jackson National describes the RateProtector annuity as a multi-year fixed annuity that offers 3-, 5-, or 7-year interest rate guarantee options. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of returnThe Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. Your choice of interest rate guarantee periods. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. Fixed annuities like the Secure Legacy MYGA product offer a great deal of certainty, even in an uncertain financial world. My name is Barbara Halperin, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Which sounds really cool at first. S If you would like to read more of our VOYA Financial annuity reviews here is a link to check out: Voya Life Guarantee Choice Fixed Deferred Annuity . The Annuity Gator’s End Take on the North American Prizm Plus 14 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher. The Annuity Gator’s End Take on the Great West Smart Track Advisor Variable Annuity Where it works best: The Smart Track Advisor Variable Annuity from Great West Financial can be a viable option for those who: Are seeking the opportunity for a higher rate of return; Have a higher risk tolerance, and can better endure the ups and downs of the. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. On the USAA website, the Extended Guarantee Annuity is described as a deferred fixed annuity product where you can put in a lump sum of money and earn a guaranteed interest rate for a certain period of time. And, if you choose the lifetime income option, this. As of mid-2019, Equitable had more than $952 million in admitted assets, which is a 96% increase from just one year prior. Annuity Gator Annuity Gator Reviews 350 • Excellent 4. Hagin . My name is Jason Siebert. The Annuity Gator’s End Take on the American Legend III Fixed Indexed Annuity from Great American Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementThe Annuity Gator’s End Take on the New York Life Guaranteed Future Income ll DIA Where this annuity may work best: The New York Life Guaranteed Future Income ll Deferred Income Annuity may be a good option for you if you: Anticipate a long lifespan; Will need retirement income in the extended future;Hidden costs and fund participation rate variances explained by Annuity Gator. Annuity Gator connects its customers to a wide range of annuity providers. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Although these fees can be steep, they are roughly the same that would be paid to a financial advisor managing stocks. I filled out all the paper work, contacted my financial advisor, contacted Athene by phone and waited. The Annuity Gator’s End Take on the Midland National MNL Guarantee Ultimate ll 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime incomeThe Annuity Gator’s End Take on the Securian MyPath Ascend 2. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. The Annuity Gators End-Take on the Nationwide Destination C Variable Annuity. If you’re still considering the Navigator Elite MVA annuity from. The Annuity Gator’s End Take on the General American Power Select Plus Fixed Index Annuity Where it works the best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works the worst:These include the following: Annual contract fee (if the annuity’s contract value is below $25,000) – $30. Here you’ll find truthful, clean and understandable information regarding annuities. We can be reached by phone at (888) 440-2468 , or by sending us an. However, the fine points and pitfalls of the annuity suggested were not fully explained. 10% to . Founded in the late 1800s as an insurance company, The Principal has grown and expanded exponentially over the years. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no feesWelcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. The company offers more than. This annuity allows you to turn a lump sum of money into a steady income stream right way. For the full year 2019, United Heritage Life Insurance Company took in nearly $102 million in insurance and annuity premium for a net income in excess of $5 million. If you want to learn modern approaches to protect and grow your retirement savings and ensure that. In this case, the option with the compounding IAV rate of 6% will cost you an annual rider fee of 1%, while the Lifetime Income Benefit and. According to the Allianz Endurance Plus Annuity Product Profile [/desktoponly] Thereafter. According to the Allianz Life 360 Annuity brochure, a surrender charge may also be assessed to you if you begin your income stream prior to the sixth contract year in which you have the annuity. If you’re still considering the Farm Bureau Select IV New Money 4. We met several times by phone and Zoom meetings, and he walked. The company held approximately $158 billion in total assets as of year-end 2017, as well as more than $11. The Annuity Gator’s End Take on the AIG / American General American Pathway Annuity Where this annuity works best: This annuity may be a good product for those who are looking for the following benefits: A fixed rate guarantee. Annuity Gator Terry Heys, CEO of Annuity Gator This is where text would go about annuities and explaining the video telling people why annuities are the way to. 5 billion in assets, and had nearly $13 billion of total life insurance in force. 00%. For investors who have an amount of money they want to pass on to their family while avoiding the expense of probate. Learning about how annuities work is essential for determining whether or not a. Independent annuity professionals provide honest. Basically, it has an option that tracks 4 different equity indexes and after a year is complete it “looks back” at the four and allocates your money retroactively toward the index that performs the best. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Overall fixed index annuity sales. Independent & Objective Reviews on Annuity InvestmentsAnnuity Gator | 88 followers on LinkedIn. The company offers more than 100 in-depth company reviews, a free online quiz, and free consultations with no obligation. This charge starts out at 7% in Year 1, and it gradually grades down to 1% in Year 7, until it eventually reaches 0% in Year 8 and beyond. These indexes serve as benchmarks for market growth and determine the annuity’s returns during the contract term or term length. At Annuity Gator, we can help you to narrow down which annuity is right for you – if. American Equity Investment Life offers a variety of annuities, including: Fixed Fixed Index Immediate Traditional fixed annuities can help you to. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. For instance, this annuity has ten years of back-end surrender charges. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. Annuity Gator educates investors on the benefits and advantages of choosing to invest in annuities. The minimum rate of return on the Horace Mann Capital Bonus 2 annuity is 1%. This company is known for its strong balance sheet, as well as good, solid capitalization levels and significant earnings base. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. The Annuity Gator’s End Take on the Allianz 222 Annuity with Protected Income Value (PIV): Where it works best: For producing a reliable, “pension-like” guaranteed income stream / lifetime withdrawals (although there are other annuities with higher guaranteed income at this time) Annuity Gator pledges only to recommend annuities that are the right fit for your retirement funding and circumstances. Despite the current volatility in the. Since its inception, this company – which began as a family-owned entity in Lansing, Michigan – has grown into a multi-billion dollar insurance carrier. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Welcome to the Annuity Gator database. Despite the current volatility in the market and the low. We are a team of annuity and retirement income experts, and we can help you to compare your options and narrow down which – if any – annuity is right for you. Just reach out to us by calling our annuity hotline at 888-440-2468 or fill out this confidential. According to the Jackson National Life Insurance Company brochure on the BonusMAX One annuity, this product is a flexible premium deferred fixed annuity that can provide you with the following benefits: Preservation of principal. With more than 58% of United Heritage’s overall. The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. The Annuity Gator’s End Take on the Jackson National Life BonusMAX Two Annuity Where it works best: The Jackson National BonusMAX Two annuity may work the best for those who are looking for the following: Safety of principal; Guaranteed lifetime income; Guaranteed rate protection – at least for a short period of time after purchasing the. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. 35% respectively. M. That’s where Annuity Gator comes in! At Annuity Gator, our primary mission is on educating consumers – as well as financial advisors – on how annuities work, and whether or not one may be the right choice. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. So, if you would like to set up a time to talk with an Annuity Gator retirement income expert, feel free to contact us by phone at (888) 440-2468 or via email, through our secure online contact form. Balanced safety and growth. The company’s assets under management were in excess of $77 billion, with 2018 revenue of $2. The Jackson National Perspective II variable annuity has had its ups and downs throughout the years. But it will typically work the best for those who are seeking the following attributes:The Annuity Gator’s End Take on the Lincoln Impact Advantage Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal; Guaranteed income in retirementWhile an annuity can provide you with a stable income source in retirement, not all annuities operate the same. They use a combination of. Compare the annuity’s performance against. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market;The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. Where it works best: The American National Palladium Century 1 fixed annuity will generally work best for those who are looking for: Safety/protection of principal. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. When the market experiences an upward trend, the returns inside the annuity increase. In addition, there is an annual service charge of $35, up to a maximum of $50. The Annuity Gator’s End Take on the Lincoln Life OptiBlend 5 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal The opportunity for index-linked growth Guaranteed lifetime income in. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take On The Prudential Variable Annuity. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. The Annuity Gator’s End Take on the Symetra Select 5 Multi-Year Guaranteed Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Barclays U. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. 50% in Year 10, until they reach 0% in Year 11 and thereafter. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be;American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. We have been at this for a number of years now, and quite a bit longer than any of our competitors out there – and because of that, we’ve become a known and trusted source of annuity information. I help clients all over the country find ways to generate more retirement income and see how to securely grow and protect their money during these turbulent times. Multi-year Guaranteed Annuities (MYGAs) are a type of fixed annuity that provide a set interest rate for a certain period of time (typically anywhere from three to ten years). Once the rate guarantee period has elapsed, the annuity owner will usually have the option to re-invest for another pre-determined period of time (at a new rate of interest). Learn More About Me. At Annuity Gator, we are a team of experienced annuity specialists who focus on offering very in-depth – and unbiased – reviews on fixed, indexed, and variable annuity products. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. Featured. Hi Ken – Thank you for your comment. (Then, following the initial guaranteed option period, renewal interest rates. Better to lock in a guaranteed lifetime income. But the tradeoff here is these riders oftentimes require an added expense. How EMC National Life Describes the Single Premium Annuity. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. 60% a year, and the maximum annual fee for the life of the contract is 2. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus employees who are participants in a workplace retirement fund). The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of return The Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed income The Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. Guaranteed income throughout retirement. Opening Thoughts on the Nationwide Trio Select Plus 1 Year Annuity. A check was sent promptly and just as promptly, cancelled, due to “ wrong amount sent”. (The company also earned a #2 ranking by Wink for overall carrier, and a #10 ranking for MYGA annuities – in the independent. An amount is automatically withdrawn from your portfolio annually, usually 4 percent, and this amount is increased every year for inflation. The company’s mission is to dispense honest guidance,. My name is Robert ”Bob” Gardner. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. If you would like to learn more about which annuity – if any – could fit in with your financial objectives, just give Annuity Gator a call and talk with an annuity specialist. Annuity Basics. The Annuity Gator’s End Take on the Prudential HDLI v3. We can help you with the following three areas: 1). For producing an income for life that cannot be outlived by a surviving spouse. Sources Retirement Uses for Your Health Savings Account (HSA). The representative also went into detail and explained to me the pros and cons of my annuity. This is because the contract will provide the. Learn More About Me. Use the form on our website and one of the AnnuityGator. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. How to get guaranteed increasing income for the rest of your life. In addition, based on the Wink Sales Rankings, Equitable’s Secure Savings 5 annuity was #1. 40%. Learn More About Me. And, because of the in-depth reviews that we provide, we have become a highly. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a. So, if you have questions – or if you’d like to discuss whether or not an annuity is right for you – contact us at (888) 440. The Annuity Gator’s End Take on the Thrivent Secure Retirement Builder FIA Annuity Given the many benefits associated with the Thrivent Secure Retirement Builder fixed indexed annuity, it could be a viable option if you are seeking the following features: Opportunity for growthAll of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. Each annuity review is written with the goal of publishing the most complete, unbiased annuity reviews available on the World Wide Web today. Pacific Life has been helping clients to grow and protect wealth for nearly a century and a half. The Annuity Gator’s End Take on the Protective Life Insurance Company’s Income Creator Annuity. The product literature for the Reliance Standard Life Apollo MVA annuity describes this product as being “a smart choice for safety conscious individuals seeking financial security. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. For additional flexibility, this product also offers three different crediting methods, four index options, and a fixed. These updates include funds that have been merged into the annuity that was not previously available. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. Annuities are a unique. ”. 70% for joint life (both you and your spouse. The opportunity for additional, index-linked. There are some other key features to consider with the. Many indexed annuities will actually allow you to track multiple indexes from a list of options. However, they differ from regular fixed annuities in the way their return is determined. The NWL Global Lookback is a Fixed Index Annuity very different than anything I’ve seen on the market. The Annuity Gator’s End Take on the American Pathway SolutionsMYG Annuity from AIG / American General Where it works the best: This annuity could be a good option for those who are seeking the following: A fixed rate of interest over time; Safety of principal, regardless of what happens in the market;The Annuity Gator’s End Take on the Midland National Life LiveWell Fixed Index Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations;The Annuity Gator’s End Take on the Midland National Life MNL Endeavor Fixed Indexed Annuity Where it works the best: The Midland National Life MNL Endeavor 8 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growthThe Annuity Gator’s End Take on the Bankers Life & Casualty Premium Bonus IA Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations;My name is Marcus Brutoco. The Annuity Gator’s End Take on the Global Atlantic ForeIncome 1 Fixed Index Annuity Where it works best: The bottom line on the Global Atlantic ForeIncome Option 1 fixed indexed annuity is that this annuity may work the best for people who are looking for the following features:If you have $500,000 invested in an annuity, for example, then a 10 percent surrender charge would set you back by $50,000. M. After researching a 60 and 115% fund index rates I noticed that after the initial period of 12 to 24. Mutual funds are popular because they give investors an automatic layer of diversification, offering investors a choice of funds from among the categories of stocks, bonds, balanced funds, and money market funds. The Protective Smart Saver 4 annuity is described as a limited flexible premium deferred fixed annuity. For instance, this annuity can provide you with a personal pension-like income. In addition, there is an annual service charge of $35, up to a maximum of $50. This seemingly endless stream of annuity “fine print” can often times lead to the complaints that are received about annuities – because customers will. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. The company is not an annuities broker and it’s not an insurance company. The amount of this charge will depend on the interest rate guarantee that is chosen – either a 5-year, 7-year, or 10-year. The Balanced Choice Annuity Elevate (BCA Elevate) is a Fixed Indexed Annuity (FIA) that offers racy indexing options for investors who are looking to park their income money where it can earn more secure returns. M. Guaranteed lifetime income stream. He. Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to. The Annuity Gator’s End Take on the American National Strategy Indexed PLUS 7 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a. The Annuity Gator’s End Take on the AXA Investment Edge Variable Annuity Where it works best: When considering the AXA Investment Edge annuity, it can oftentimes work the best in situations where an investor has already “maxed out” his or her employer-sponsored retirement plan and/or IRA accounts and still wants the ability to invest in. Where it works best: A place to grow money tax deferred for someone already taking advantage of the maximum IRA and 401(k) amounts. S. Annuity details can be somewhat cumbersome to digest. Learn More About Me. ) By paying this fee, your money will grow or step-up in a separate account. Initially, he listened to understand my needs, wants, and fears. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. So, if you would like to learn more, feel free to contact us at (888) 440-2468 , or send us an email by going to our secure online form . That’s why we work with consumers to help them better understand how annuities work, and how certain annuities may or may not be right for particular goals and needs. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. A Fixed Index Annuity (FIA) is a simple contract between you and an insurance company, but it’s often called a hybrid annuity. Our primary focus is on helping consumers and financial advisors to better understand how these products work, and where annuities may or may not fit in the overall planning process. At Annuity Gator, our mission is to educate consumers (as well as financial advisors) about how these financial vehicles work, and how they can provide you with a steady and reliable income source. We’ve researched and reviewed hundreds of annuities over the years, and we continue to add new information to our annuity review database, which can be accessed at no cost anytime. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Welcome. We review annuity products nearly every day, so if you’ve got a question or want to have one annuity tested against another, we’re the people who can help. We look forward to helping you create your retirement savings and income strategy. Annuity Gator customer service is available. The Annuity Gator’s End Take on the NCIT – American Funds Lifetime Income Builder TDS The NCIT – American Funds Lifetime Income Builder is a new, hybrid financial vehicle. The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. Income that can keep pace with inflation and market growth. For investors who have a family history of life longevity. So, the range of total annual portfolio operating expenses – including investment advisory fees, 12b1 fees, and other expenses as a percentage of the average portfolio assets – can range between . At Annuity Gator, our mission is to educate consumers on all things annuity. Athene USA serves customers in all 50 of the United States. Where it works best: This annuity will generally work the best for those who are looking for: Safety of principal Slow but steady growth. The company is highly rated through the insurer ratings agencies, which includes a (n): A- from A. I received a thorough understanding which left me at ease with a clear mind. An accumulation vehicle for someone who needs access to their money. There are also fees involved if you choose the Lifetime Income Benefit and Wellbeing Rider options. 75% to 6%, depending on your age and the income. Despite the current volatility in the market and the low. hondo55 . We have compiled the current annuity rates from top-rated insurance carriers that provide income now, income later, or are designed to securely grow your. This is particularly the case as the stock market has been so volatile, and unpredictable – in turn, leaving some investors high and dry (or more like low and dry) when it comes to achieving returns. Annuity Gator employs a team of experts who thoroughly research and analyze various annuity products available in the market. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time) The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. That’s where having an Annuity Investigator who loves math comes in. While the fixed rate period is five years on all of these options, the rate can vary, typically being higher with the longer surrender periods. We look forward to assisting you. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. You can reach us by phone at (888) 440-2468, or you can send us an email via our secure online contact form. Annuities are a unique product in that. The Annuity Gator’s End Take on the Athene Income Select Bonus Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth; Safety of principal; A long-term commitment to the product;How the Solutions MYG 6 Annuity is Described. This rate is declared by the offering insurance company, and unlike a variable annuity or an indexed annuity, the return on a fixed index annuity is not tied to the performance of the stock market or an underlying market index like the S&P 500. The Annuity Gator’s End Take on the Pacific Life Pacific Index Edge Fixed Indexed Annuity Where it works best: Although this annuity may not be the ideal option for everyone, it could be a good alternative if you are seeking the following features: The opportunity for higher growth than that of a regular fixed annuity productThe AccumuLock Indexed Annuity from Farm Bureau is no different. Best. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up all over the. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those who are looking for the opportunity to attain market-related growth. We Investigate Annuities So You Don’t Have To. S&P 500 Performance. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps. ) By paying this fee, your money will grow or step-up in a separate account. Here at Annuity Gator, we publish the most comprehensive independent annuity reviews online and have been doing it longer than many of the copycat annuity review websites you see now. Our primary mission at Annuity Gator is on educating consumers about whether or not annuities may be a good fit for retirement planning – and if so, which annuity may be best. An annuity is designed to give you income. Considered strong and stable financially, Upstream has been assigned a B++ rating from A. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies. Date of experience: February 09, 2021The Annuity Gator’s End Take on the Prudential PruSecure Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of. 75% to 6%, depending on your age and the income option. The Annuity Gator’s End Take on the American National Palladium Century 1 Annuity. 00%. 5%. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. The Annuity Gator’s End Take on the Pacific Life Frontiers ll Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If you plan to use the lifetime income feature;At Annuity Gator, we focus on educating consumers and financial professionals on how annuities work, and where they may – or may not – fit in an individual’s portfolio. As with most other annuities, the Indexed Annuity II from Protective will also charge a surrender fee if you withdraw more than 10% of the annuity’s contract value within the surrender period. Plus, if you take withdrawals from the annuity before you turn age 59 1/2, you could also incur an additional 10% early withdrawal penalty from the IRS. Annuity Gator – Ryan Smith Bio. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Despite the current volatility in the. Learn More About Me. We. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Use the form on our website and one of the AnnuityGator. Annuities are a highly unique. This annuity tracks the S&P 500 index. | Read 141-160 Reviews out of 3431 review US Feb 5, 2021 Invited Hidden costs and fund participation rate variances explained by Annuity Gator Initial contact was expedient. With more than $9. With the Market Index annuity from Puritan Life, you make just one single lump-sum premium payment. The Annuity Expert is an independent online insurance agency servicing consumers across the United States. Annuity Gator is comprised of a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The Annuity Gator’s End Take on the Brighthouse Income Annuity While an immediate annuity may not be right for everyone, the Brighthouse Income Annuity could be a good option for you if you are seeking the following benefits: >A reliable income stream right away (or one that starts relatively soon after purchasing the annuity). Despite the current volatility in the. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. These fees include an annual contract maintenance. So, if you have questions or want to learn more, contact us directly by calling (888) 440-2468 or you can send us an email through our secure online contact form. Given this, it is important to consider any annuity a long term financial endeavor. The Annuity Gator’s End Take on the Western United Life Navigator Elite MVA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. My name is Matthew Taub. Terry Heys President, CEO of Annuity Gator. So in this scenario, you would actually be guaranteed a rate of 4. When you initially purchase an annuity, funds may be contributed in a number of ways, depending on whether the annuity is immediate or deferred. We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. 2. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. This is applied as a percentage of the daily net assets of the variable sub-accounts. I think Mr. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time)The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. For. The table below shows how the performance of the S&P 500 index affects the interest that is credited to the value in the index account. Learn More About Me. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. With this annuity, there is an annual insurance charge of 0. The money in this annuity – as with other types of deferred annuities – grows on a tax-deferred basis. The annual charges for these are 0. Protection from loss in a down market. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeThe Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: A reliable income stream right away (or one that starts within 12 months after purchasing. All of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. So, a fixed index. Annual withdrawals of 3. Best (as of June 2018) and an A- (Strong) from Standard & Poor’s. The Annuity Gator’s End Take on the Jackson National Elite Access Advisory Variable Annuity Where it works the best: For those who are seeking the opportunity for a higher rate of return; For those who have a higher tolerance for risk; Where it works the worst: If you have a low tolerance for risk; If you are seeking protection of principal The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guarantee The Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: The traditional way to get an income from a stock and bond portfolio is to make automatic withdrawals. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. Annuity Gator. The Annuity Gator’s End Take on the Ultra-Premier 7 Annuity from United of Omaha Where it works best: While this particular annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: Guaranteed growth for a set period of time (in this case, for 7 full years)Annuity Gator is made up of a team of annuity and retirement income planning experts. 0 Where it works the best: You may want to consider the Prudential HDLI v3. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. For example, on a $100,000 portfolio, the. The MYGA Plus is a multi-year guaranteed, single-premium deferred fixed annuity with an IndexLinked Option offered by Ibexis Life & Annuity Insurance. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. Adam Grubius LICENSED ANNUITY ADVISOR. What's the biggest question that you have about annuities? *. Feel free to contact us directly by phone at (888) 440-2468 and chat with one of our annuity specialists. Fixed index annuities are a type of fixed annuity. As a source of guaranteed income delivered by a reliable company. At Annuity Gator, we are a team of experienced financial and annuity professionals who specialize in providing in-depth, and unbiased, annuity reviews on the Internet. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. If you’re still considering the Safe Haven 5 annuity from Atlantic Coast Life Insurance. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. This means that regardless of future economic conditions. Nationwide has a history of strength that has lasted for more than 90 years, and today it is one of the largest insurance and financial services companies in the world. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. 0 out of 5. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. Where it works best: For investors who have a longer time frame.